High Value Home Insurance

For Those With A Little More To Insure

Please complete this quick form to get an accurate quote:

If you want to speak to a specialist insurance advisor call: 0800 055 4006

Thank you! You will receive a call from a specialist advisor about arranging your home insurance quote


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We will call you from 0800 0554 006

Our office hours are Monday to Friday 9 am to 5 pm. If your application was made outside of these hours, a representative will contact you the next working day.

Important! The sooner we can speak with you, the sooner we can arrange your bespoke quotation, keep a look out for our call.

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What is High Value Home Insurance?

High-value home insurance is cover designed for your buildings and contents, tailored for those customers with that little more to insure.

Whether your property is a listed property, or a larger modern style family home, your cover should match up to reflect the asset you are insuring.

You will most likely have personal household items, but you may also have high value artwork, antiques or a collection of valuables. All need to be taken into consideration when arranging your cover. Jewellery items, including your rings and watches can be covered anywhere in the world with a high value or high net worth home insurance policy.

What are the challenges with getting cover?

There are many considerations when arranging your home insurance, and even more as a prestige homeowner. If you have a cleaner, a maid or maybe a gardener, domestic employees will need to be covered for employer liability whilst they are working for you. A high value home insurance policy will include cover for this, as well as liability cover for people whilst they are visiting your home.

High value items are not automatically included on standard markets and will usually provide a lower level of single item cover. A high value home insurance policy, will allow for higher unspecified item limits.

What you need to consider with high-value home insurance

One key element of your home insurance to consider is making sure the amount you are insured for is right. The building's sum insured is not the same as the market value and is often confused. It is the cost of completely rebuilding the property should the worst happen, and in the majority of cases this will be less than the actual market value.

Your contents can soon mount up when you start to put together what you actually own and how much it's worth. Speaking with a broker like Castillo Home, you'll get help through the assessment process of establishing the amount of cover you need. It's easy to forget items, for example, clothing, furniture or glassware.

Why Choose Castillo Home?

Assistance with the claims process

We want your journey when making a claim as easy as possible, and with this in mind we are here to help you through this process, ensuring you are not left alone to get on with it at your time of need.

Help from our specialist team of advisors

Castillo Home will always look to let you deal with the same specialist from the moment you get your quote and for the life of your policy, we have a team of experienced advisors here to help make the process as easy as possible.

Questions answered

We like to think we have most of the answers to questions you may have and our specialists will be able to answer your questions and put your mind at ease that you are getting the right cover for you.

Premium finance options available

You can spread the cost of your insurance with our premium finance options, subject to conditions.

As an independent insurance broker we compare policies from a panel of highly rated insurers

Our range of carefully selected home insurance providers means we do the comparison for you, checking your requirements against our selected insurers to get the right level of cover. The cost of getting a quote is free and without obligation.

High Value Home Insurance in 3 Steps

1. Answer a Few Questions

Simply answer some quick questions to see if we can help you with your home insurance needs.

2. Speak to a Specialist

You'll get a call from one of our friendly advisors who will take some details and give you a no obligation quote.

3. Insure Your Home

If you're happy with your quote, we can take it from there and arrange your policy documents.

Bespoke Protection For High-Value Homeowners

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